It is cited that 1 in 3 pets will require veterinary treatment this year. This could be for a long term condition such as arthritis or Diabetes Mellitus, or a ‘one off’ occasion such as a broken leg.
As veterinary medicine becomes more advanced, costs increase and in some cases become a deciding factor on the treatment plan. This is where insuring your rabbit can help you provide the best possible treatment, no matter the condition.
There are many pet insurance companies available which will insure against accident, illness and injury. However not all policies provided are the same.
When looking for an insurance policy for your rabbit, check the following:
- Make sure that the policy is a LIFETIME or LIFE POLICY
- There is no limit on the time that can be claimed for each condition
- There are no exclusions at renewal for ongoing conditions
- The company is a pet insurance specialist
- Whether the excess will increase after each claim
We recommend the Covered for Life Policies from Pet Plan. This type of policy covers conditions such as arthritis which would require long term, regular veterinary treatment. Provided that the policy is renewed annually, then cover continues for life.
The Cover for Life policies are available provided your rabbit is between 6 weeks and 5 years of age. If your rabbit has any illnesses or injuries prior to insurance being organised, then these will not be covered by the company.
When you take out a policy you should always check your terms and conditions in conjunction with your Certificate of Insurance to see what is and what is not covered.
As the insurance policy is between the client and the insurance company, clients are responsible for settling accounts with Practice. These costs can then be reclaimed by the client from the insurance company.
You are far more likely to claim on your pet’s insurance policy than your home insurance policy and yet we don’t think twice about insuring our homes!